Discount Auto Insurance – Save $300 to $500 a Year!
You can find everything online these days, even car insurance. Here I’ll show you how to get discount auto insurance from top-rated companies quickly and easily.
Get Online Quotes
The only way to get the cheapest discount auto insurance is to comparison shop, and the easiest way to do that is to shop online.
All the top companies – American Family, State Farm, Allstate – maintain websites where you can get online quotes. But it can take all day going from site to site, filling out forms and talking to agents, in search of discount auto insurance.
Now, there’s a better way. There are comparison auto insurance websites that have A-rated companies all under one roof. All you need to do is spend a few minutes filling out a simple online questionnaire and you’ll receive a number of quotes from those companies.
Believe me, there’s no better way to find cheap auto insurance. It’s fast, it’s easy, and it’s free!
Get Maximum Discounts
Part of the form-filling process is to include the discounts you want so you can get your car insurance at the best possible price. Some of the discounts you may want to consider are:
* Combining your auto insurance with your homeowners insurance: 10% – 15% discount.
* Raising your deductible to $500 or $1,000: 10% – 50% discount.
* Insuring both your cars with the same company: 10% – 15% discount.
* Dropping your collision coverage if you drive an older car: 15% – 30% discount.
Bottom Line
A few minutes spent searching for discount auto insurance online can save you $300 to $500 or more on your car insurance premium. Why not give it a try and see how much you can save.
Visit http://www.LowerRateQuotes.com or click on the following link to receive free car insurance quotes from AAA-rated companies and get discount auto insurance rates. You can get more insurance tips by checking out their “Articles” section.
The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on how to get discount auto insurance.
ryan@thesatellitetvguide.com
http://www.articlesbase.com/insurance-articles/discount-auto-insurance-save-300-to-500-a-year-108635.html
Comments
USAA offering discount on insurance based on what services you currently have…?
I currently have a checking account and an auto insurance policy with USAA. They offer a discount on insurance based on what and how many products and services you have with them, therefore, I am thinking about opening a credit card with them (I do not plan on using it).
I currently have an AMEX with a $6,000 limit and currently have a balance of $2000
I also have a Capital One Visa with a $500 limit and have a balance of $300.
My credit score is 705.
I already have 2 other checking accounts (Wachovia & ING) and another higher interest savings with ING, so I don’t want any more banking services…and I don’t plan on making any major purchases for another year or so (buying a house).
Will it bring my score down considering the new inquiry and new card? Is it worth it to open a card and save a couple bucks on car insurance, or should I just leave it be?
The new credit card and inquiry probably will not lower your score. Hopefully, you will get a limit in excess of $1,000.
Keep your Capital One balance below $200 for best results.
You don’t seem to have any credit issues at present. Good luck!
References :
Financial Planner and more. See profile.
I don’t think it will. Your credit score is based on just that, credit, now how many cards you have (by the way, nice credit score.) You won’t have much problem taking out loans if you need to. lol You may have to check the minimum (if there is one) to make sure you really want that card. Some you have to pay the minimum just to have it, regardless if you use it or not. I would suggest leaving it be. Not to say another card may affect you in the future, but you may not want another "debt" hanging over you. There’s a reason they give discounts to "loyal" customers, to get them to do exactly what you are thinking about doing. Good luck.
Oh, by the way, you may want to check out Amtrust Direct. They offer a little higher interest than ING. Theirs is 3.25%. I wish the feds would stop cutting interest rates. That really hurts savings vehicles.
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If it were me, I’d open the USAA card if it saves you money year after year on the insurance AND if you know you won’t rack up debt on it.
I think the effect on your credit score will be negligible, if anything at all. They may not even have to pull your credit if you already do business with them or they have already done it recently anyway.
If you want to keep it to just two credit cards (which is understandable) I would also cancel the most recent one you have opened and keep the one you’ve had longer regardless of the balance (unless there is a huge interest rate difference).
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Just my advice
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