Car Insurance: Quotes Can Go Through the Roof
At this time of year it is easy to get side-tracked with other things such as buying Christmas presents or getting enough work done so you can enjoy the festive period with minimal stress and hassle.
With a combination of bad weather and longer nights, accidents are a regular occurrence and all drivers should ensure they have sufficient cover should they need it. The last thing we want to do at the moment is to have a large bill on the table after an accident as money is already tight for many of us at the moment.
Breakdown cover is one extra that we should all have, especially at this time of year when ice can find its way on to the roads. Christmas can be an expensive time for many people so it is vital that we ensure it does not become more expensive. There are many competitive quotes on the market at the moment so take your time and find the best deal around.
Driving has become economical recently due to the decrease in petrol prices but with threats that car insurance premiums could rise again soon, everyone is trying to find the cheapest deal. However, finding a cheap deal may mean you are not sufficiently covered so it’s important to read the small print to avoid any nasty surprises.
The weather is the biggest problem at this time of year, frost and ice can cause major problems in the car and not all policies cover this, even if you have a fully comprehensive policy. Drivers are also urged not to skip their vehicles annual service as the £125 you have to pay for the service is considerably less than the cost of getting a part fixed.
Take care this Christmas time, the roads will be slippery and accidents can easily happen. Make sure you are sufficiently covered for all eventualities and remember to check the small print. The ability to compare car insurance means finding the best deals is easy. Consider your options when choosing your car insurance and as prices continue to rise anything we can do to minimise insurance costs should be taken advantage of.
Karl Bantleman
http://www.articlesbase.com/insurance-articles/car-insurance-quotes-can-go-through-the-roof-670724.html
Comments
Will my insurance be through the roof?
I am 16 years of age, and I own a ‘85 2.8L V6 Fiero GT. It’s of course 2 door and a sports car. I have the title and plates all ready in my name. I was wondering before I go to get insurance Monday, do you guys think it will be expensive for me? My mother is adding me as a second driver and sadly I am not carrying a B average for that discount. I tried getting some quotes from Progressive it was 650 and Nationwide it was 800, and my mother uses Nationwide. I am not sure if I did the quote correctly though because it shouldnt be that much! Please any helpful idea’s or thoughts! Thanks.
it is going to be that much.
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If your male and only 16 yes your insurance will be high as you are a risk (if you will). But with time, better grades, and a clean driving record you can probably knock it down. Also ask the companies if you took drivers ed, if that will give you a discount. Some companies also will give you a discount if you take a driver improvement course approved by the insurance company (usually given by the National Safety Council. The best thing to do is call and ask not do the ones on-line they just give you a vague idea and are not all that accurate. Good Luck
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Teenage drive in a sports car…Yep you are gonna pay.
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You should be able to find a quote much better than 650. You may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ½ after I did.
Go to: http://www.insureme.com/landing.aspx?Refby=616165&Type=auto
Take care,
Casey
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It will be that much because you’re 16. The fact that you own an ‘85 Fiero shouldn’t matter as you’re just buying liability at this point. I feel for you, as I was seventeen when I bought my first car. Looking back, I would have waited until I was out of school. It would have helped on my studies. As it turned out, I went from a B student to a D student.
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My insurance is over $800 month due to three accidents (Sheesh!) in the last year (only one was my fault). I can barely make ends meet.
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