"I saved $493. Thanks for the great service. I really was surprised that I could save money by using your website. Your service made it quick and simple."
Sandra P. - California

"I saved exactly $487 annually on my car insurance, thank you for your great service."
Elaine N. - Ohio

"I just leased a new car and decided to see if I could save money over my current policy, I did and just want to thank your company."
Bobby F. - Texas

Florida Auto Insurance

When it comes to auto insurance, there are several state by state differences. Before discussing Florida auto insurance, let's take a look at the main types of auto insurance requirements used by some states.

Liability Insurance

45 states require liability insurance, but as far as personal injury insurance and some other types of auto insurance go, the requirements vary a lot from state to state. And if you think it would be great to live in one of the 5 states that doesn't require liability insurance, think again. Virginia and South Carolina require uninsured motorists to register, and Tennessee requires proof of financial responsibility. Wisconsin and New Hampshire don't mandate liability coverage except in certain cases, but these states do require you to have uninsured motorist coverage. Where Florida auto insurance is concerned, liability insurance is required by the state.

Personal Injury Protection

Personal injury protection is required by some states as a way to cover medical expenses in the event that a person either doesn't have medical coverage or to help meet the costs that medical insurance doesn't cover. Generally, if you have medical coverage, you don't have to purchase more PIP insurance than is required by law. Florida auto insurance regulations do require personal injury protection insurance.

No-Fault Laws

Some states require auto insurance policies that will cover medical bills for injuries suffered in an auto accident no matter who is responsible for the accident. These laws are generally thought to help reduce the volume of auto injury fraud. Florida auto insurance that covers no-fault situations is required by state law.

Uninsured Motorist Protection

The name pretty much says it all. Uninsured motorist coverage is for covering medical expenses resulting from an auto accident with an uninsured driver. In some states property damage is also included in UM (uninsured motorists) and UIM (underinsured motorists) coverage. Florida auto insurance does not have to include uninsured or underinsured motorist coverage.

Florida Auto Insurance Minimum Liability Amounts

As of the latest figures, these are the minimum and maximum amounts of coverage required by Florida. Florida auto insurance bodily injury liability maximum for one person injured in an accident is $10,000. Florida auto insurance bodily injury maximum for all injuries in one accident is $20,000. The Florida auto insurance property damage liability maximum for one accident is $10,000.

These are just some of the companies in our network...