Good Driver Discount

Your parents always told you that getting good grades in school would lead to a better career, but what many young people don’t know is that getting good grades can actually lower their car insurance quotes.

High school and college students who are enrolled in school full time, and who maintain a GPA of 3.0 or above are qualified for a Good Student Discount with most insurance carriers. Young drivers are typically seen as a higher risk when it comes to auto insurance. It’s simply a matter of statistics—younger people are more likely to be involved in accidents and collisions; however, students with good grades are typically more responsible than those with poor academic scores, and as such, insurance companies are more likely to offer these good students lower car insurance rates. 

To qualify for a discount, students will usually need to submit a report card or other document confirming their good grades to their insurance company. Students will need to resubmit these documents every time their insurance is renewed in order to receive discounts. Enrolling in driving classes and maintaining an excellent driving record will lower students’ policies even more.

Students who enroll in driver safety classes are not only showing that they care about safe driving, they are showing that they will attain the skills necessary to drive safely. Don’t just do it to get lower car insurance rates, do it because learning how to drive safely could save you from being involved in a deadly crash.

If you think you qualify for a good student discount, talk to your insurance provider. You should be rewarded for your hard work and responsibility. When searching for car insurance quotes, it’s important to compare quotes from different providers. But this is just the first step in saving money on car insurance. Asking about discounts is another way. If in doubt, ask your agent or provider. Many times, they will not offer up this information on their own.