Learning how to become a safer driver can not only save you money on car insurance quote, it can save your life and the lives of others. It is easier than you think. With a few minor changes, you can reduce your chances of becoming involved in an accident.

• Reduce distractions – There is a reason why it is now illegal in some states to use your cell phone while driving. Things like texting, eating and rubbernecking force you to take your eyes off the road. In fact, distractions are thought to be the number one cause of auto accidents and car insurance rate hikes in the country.
• Stay alert and awake – Did you know that driving while drowsy can have almost the same effects as driving while drunk? It reduces your awareness and reaction time. Sleepy driving is never worth the risk of a crash and increasing your insurance rates.
• Never drive drunk – Thousands of people die every year due to alcohol-related car accidents. Besides risking your life, drunk driving also risks your freedom. A DUI conviction can result in massive fines, jail time, and a suspended license. Not to mention, your car insurance quote will dramatically increase.
• Drive the speed limit – The accidents that occur due to excessive speeding can be colossal. Driving 20 miles over the posted speed limit can more than double the impact of a crash. Speeding tickets are also a lot more expensive than other moving violations and the more tickets you have on your record, the more you will pay for car insurance.

Drive defensively, not aggressively – Tail gating, failing to yield, excessive honking or flashing your lights are all actions on an aggressive driver. Learning how to share the road will not only make for safer driving, it will also reduce your risk of tickets. Highway patrol officers do not appreciate the recklessness that comes with aggressive driving and they will fine you for it, which can increase your car insurance quote. Remember to stay calm, be courteous and keep a safe distance between you and other drivers.