Auto Insurance Minimums for Wyoming

In Wyoming, all drivers must carry liability insurance in order to operate a vehicle. In the Cowboy State it is imperative that one receives an auto insurance quote in the amount of $25,000 in Bodily Injury coverage and $20,000 of Property Damage coverage, per vehicle, per accident.

More than nine percent of Wyoming drivers do not have auto insurance coverage. Without adequate insurance you could face a misdemeanor charge that may require you to pay a minimum fine of up to $250. For repeat offenders, the fine can reach up to $1,500. In the event that you get in an accident without proper coverage, you are looking at extensive monetary damages, as well as possible jail time.

So don’t drive without proof of policy. An auto insurance quote in Wyoming is as easy as one, two three. In one easy click you can get covered today, and be on your way to driving in this state without worry and anxiety.

Wyoming DUI Law

Drunk driving in Wyoming leads to around 70 deaths every year. Although this is lower than most states, Wyoming takes drunk driving very seriously. First offense DUIs are treated more severely than they are in other states, and can lead to license suspension, the installment of mandatory interlock systems on your vehicle(s) and even jail time.

The blood alcohol content limit (BAC) in Wyoming is 0.08% or higher, although there may be special sentence enhancements for those who drive with a level of 0.15% or higher.

If you are arrested for a DUI in the state of Wyoming, your license will be taken away for up to 90 days. During this period, you may appeal to a court in order to have your license reinstated. Reinstated licenses are usually restrictive in nature. The fine for drunk driving in Wyoming is $750, even for a first offense. More than one offense will cost you more money—anywhere up to $10,000.

Wyoming Teen Driving Laws/Auto Insurance Requirements

Most of Wyoming is rural, and there are very few cities. Because of this, it is hard to place restrictions on teen drivers, who may need to drive far in order to get to school. However, teens must take all the steps required to pass the Graduated Driver Licensing (GDL) program.

Continue reading to learn more about Wyoming’s Graduated Driver Licensing program and how start on the path from permit to full licensing. Teens hoping to gain their license must successfully pass the state GDL’s three phases of licensing, which include: obtaining an instruction permit, obtaining an intermediate license, and then a full unrestricted license.

In order for teens to gain their instruction permits, they must be at least 15 years old, pass a vision and knowledge exam, provide proof of residency and citizenship, proof of identity and a parental consent form. After having the instruction permit for six months and completing 50 hours of behind the wheel training, including ten hours of training at night, you may apply for an intermediate permit.  You must also be at least 16 and pass a road skills test, a vision test and once again provide documentation. If you are under 18 you will also need permission from your parents in the form of a signed release. After completing all these steps and keeping a clean driving record for six months, you may apply for a full, unrestricted license.

Teen DUI laws in Wyoming prohibit teens from driving with a BAC of 0.02% or higher. If a teen is caught drinking and driving, they may have their license suspended or revoked, which will delay full licensing for months, or even years.

Wyoming is a tort state; therefore teens driving in Wyoming are encouraged to purchase more than the minimum amount of auto insurance required by the state. Teens must meet the minimum requirements, regardless.